Glossary entry

English term or phrase:

life income option

Indonesian translation:

opsi pendapatan seumur hidup

Added to glossary by ErichEko ⟹⭐
Jan 27, 2012 16:15
12 yrs ago
1 viewer *
English term

life income option

English to Indonesian Bus/Financial Insurance
Insurers commonly offer payees four options, in addition to the lump sum option, to settle individual life insurance policy proceeds, one of them is life income option.
Change log

Feb 10, 2012 14:18: ErichEko ⟹⭐ Created KOG entry

Jan 27, 2013 22:01: ErichEko ⟹⭐ changed "Field" from "Other" to "Bus/Financial"

Proposed translations

+3
10 mins
Selected

opsi pendapatan seumur hidup


Berdasarkan referensi di bawah, penerima manfaat bisa memilih agar manfaat asuransi dibayarkan berangsur hingga ia mati. Sama dengan pensiun yang bisa diambil sekaligus (lump sum) atau berangsur (bulanan).

(Bahasa awamnya: pendapatan sampai mati.)

Ref: http://pubs.ext.vt.edu/354/354-148/354-148.html
Life Income
The beneficiary has the option to receive the death benefit in guaranteed payments over the remainder of his or her life. The life insurance company will look at the person's age and gender and calculate how much income the beneficiary could receive each year from the death benefit. The payments will only stop when the beneficiary dies. If he or she dies earlier than expected, the insurance company keeps the unpaid amount.
Note from asker:
Makasih Mas Erich :)
Peer comment(s):

agree fati soewandi
8 hrs
agree David Andersen
2 days 5 hrs
agree bangun89
2 days 15 hrs
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4 KudoZ points awarded for this answer. Comment: "Selected automatically based on peer agreement."
15 mins

pilihan dana pensiun

http://www.bankrate.com/finance/retirement/pros-and-cons-of-...
There's nothing new about a lifetime income option. Many insurance companies, and some investment houses, currently offer them in the form of immediate annuities. After investing a lump sum, you're eligible to get a fixed percentage of that amount per year for the rest of your life once you hit a certain age.
So, for instance, if you have $100,000 in the annuity and you get a 5 percent rate, you'll get $5,000 of retirement income each year going forward -- even if you live longer than 20 years.
http://www.bankrate.com/finance/retirement/pros-and-cons-of-...

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Note added at 3 days18 hrs (2012-01-31 10:39:02 GMT)
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Cluenya 'hit a certain age' dan klo di link Indonesianya disebut sebagai Dana Pensiun.
Note from asker:
Makasih Bu Henny :)
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