Glossary entry (derived from question below)
Dutch term or phrase:
aflossingsvrije hypotheek
English translation:
interest-only (home) loan
Added to glossary by
jarry (X)
Jan 21, 2006 22:08
18 yrs ago
11 viewers *
Dutch term
123xyz (X)
aflossingsvrij
Dutch to English
Bus/Financial
Finance (general)
mortgage type
Context :
"Indien NHG = J dan moet het totale bedrag van alle leningdelen met hypotheeksoort Aflossingsvrij minder of gelijk zijn aan 50% van de Vrije Verkoopwaarde. N.B. Bij hypotheekvorm = tweede hypotheek of VBI moeten oude (bestaande) leningdelen meegenomen worden. D.w.z. dat (eventueel) bestaande aflossingsvrije leningdelen moet opgeteld worden met (eventueel) nieuwe aflossingsvrije leningdelen, en dat moet vergeleken worden met 50% van de (nieuwe) Vrije Verkoopwaarde."
Kan iemand mij zeggen hoe je Aflossingsvrij in het Engels zegt? wat betekent dit? Wil dit zeggen "lening die je in één keer aan het einde van de looptijd terugbetaalt"? En zo ja, hoe vertaal je dat naar het Engels?
"Indien NHG = J dan moet het totale bedrag van alle leningdelen met hypotheeksoort Aflossingsvrij minder of gelijk zijn aan 50% van de Vrije Verkoopwaarde. N.B. Bij hypotheekvorm = tweede hypotheek of VBI moeten oude (bestaande) leningdelen meegenomen worden. D.w.z. dat (eventueel) bestaande aflossingsvrije leningdelen moet opgeteld worden met (eventueel) nieuwe aflossingsvrije leningdelen, en dat moet vergeleken worden met 50% van de (nieuwe) Vrije Verkoopwaarde."
Kan iemand mij zeggen hoe je Aflossingsvrij in het Engels zegt? wat betekent dit? Wil dit zeggen "lening die je in één keer aan het einde van de looptijd terugbetaalt"? En zo ja, hoe vertaal je dat naar het Engels?
Proposed translations
(English)
| 4 +5 | interest-only (mortgage) loan |
jarry (X)
|
| 5 +1 | endowment mortgage |
Kate Hudson (X)
|
| 4 | non-repayment (mortgage) |
Jack den Haan
|
| 4 | free from redemption |
D.K. Tannwitz
|
Proposed translations
+5
8 hrs
Selected
interest-only (mortgage) loan
...
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Note added at 8 hrs (2006-01-22 06:51:56 GMT)
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http://www.quickenloans.com/mortgage/articles/interest-only-... (one of 740,000 hits on Google)
What exactly is an Interest Only Home Loan?
An interest-only loan is one that gives you the option of paying just the interest or the interest and as much principal as you want in any given month during an initial period of time. Interest only loans can be 30-year fixed-rate mortgages or adjustable-rate mortgages. Quicken Loans offers home loans that are interest-only for the first three, five, seven or ten years.
If you choose to make the interest-only payment, your monthly payment will be lower than it would be with an interest and principal payment. Your interest rate may or may not be lower than a traditional mortgage, but you will have the option of flexible payments. Interest-only loans allow you to control your payment amount and your cash flow in any given month during the interest only period.
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Note added at 12 hrs (2006-01-22 10:44:54 GMT)
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http://en.wikipedia.org/wiki/Interest-only_loan
Interest-only loan
From Wikipedia, the free encyclopedia.
An interest-only loan is a loan in which for a set term the borrower pays only the interest on the capital; the capital remains owing. At the end of the term the borrower may renew the interest-only mortgage, repay the capital, or (with some lenders) convert the loan to a principal and interest payment loan at his option. It should be noted that some interest-only mortgages in Canada allow the borrower to pay interest-only, principal and interest, or even principal and interest plus 20% extra.
--------------------------------------------------
Note added at 8 hrs (2006-01-22 06:51:56 GMT)
--------------------------------------------------
http://www.quickenloans.com/mortgage/articles/interest-only-... (one of 740,000 hits on Google)
What exactly is an Interest Only Home Loan?
An interest-only loan is one that gives you the option of paying just the interest or the interest and as much principal as you want in any given month during an initial period of time. Interest only loans can be 30-year fixed-rate mortgages or adjustable-rate mortgages. Quicken Loans offers home loans that are interest-only for the first three, five, seven or ten years.
If you choose to make the interest-only payment, your monthly payment will be lower than it would be with an interest and principal payment. Your interest rate may or may not be lower than a traditional mortgage, but you will have the option of flexible payments. Interest-only loans allow you to control your payment amount and your cash flow in any given month during the interest only period.
--------------------------------------------------
Note added at 12 hrs (2006-01-22 10:44:54 GMT)
--------------------------------------------------
http://en.wikipedia.org/wiki/Interest-only_loan
Interest-only loan
From Wikipedia, the free encyclopedia.
An interest-only loan is a loan in which for a set term the borrower pays only the interest on the capital; the capital remains owing. At the end of the term the borrower may renew the interest-only mortgage, repay the capital, or (with some lenders) convert the loan to a principal and interest payment loan at his option. It should be noted that some interest-only mortgages in Canada allow the borrower to pay interest-only, principal and interest, or even principal and interest plus 20% extra.
4 KudoZ points awarded for this answer.
Comment: "Thank you, based upon your explanation (and peer comments) I assume this is the correct answer. "
+1
19 mins
endowment mortgage
http://www.mortgages.ie/mortgage_products.cfmhttp://www.mort...
Endowment mortgage
The product is an interest only mortgage that is supported by an investment or endowment policy. The borrower pays only interest during the term of the mortgage and the loan amount remains outstanding until the end of the term. Premium payments are payable on the investment / endowment policy during the term. The endowment policy is similar to a life assurance investment / savings policy that is designed to provide an amount to repay the mortgage at the end of the term.
Endowment mortgage
The product is an interest only mortgage that is supported by an investment or endowment policy. The borrower pays only interest during the term of the mortgage and the loan amount remains outstanding until the end of the term. Premium payments are payable on the investment / endowment policy during the term. The endowment policy is similar to a life assurance investment / savings policy that is designed to provide an amount to repay the mortgage at the end of the term.
Peer comment(s):
| agree |
CI95
25 mins
|
| neutral |
Dave Calderhead
: the 'aflossingsvrij' is the interest-only loan element of this type of mortgage
11 hrs
|
21 mins
Jack den Haan
Netherlands
Netherlands
Native in Dutch
&
English
Netherlands
Qualified engineer, translator & teacher
Native in: Dutch 
, English (Variants: UK, US)
Works in: Dutch to English, English to Dutch
Related KudoZ points
:
70
non-repayment (mortgage)
bron: Onroerend Goed Lexicon [Van den End]
Ik denk dat dit inderdaad een lening betekent die je in één keer aan het einde van de looptijd terugbetaalt, maar ik durf daar geen eed op af te leggen!
Ik denk dat dit inderdaad een lening betekent die je in één keer aan het einde van de looptijd terugbetaalt, maar ik durf daar geen eed op af te leggen!
Peer comment(s):
| neutral |
jarry (X)
: I don't think that Aart van den End has made a good choice here for his otherwise excellent lexicon.
12 hrs
|
|
You could well be right, Jarry. I'm certainly not an expert...
|
32 mins
D.K. Tannwitz
Germany
Germany
Specializes in field
Germany
Industrial diversity
Native in: German (Variants: Germany, Platt / Nieder (Low German), Bavarian, Austrian)
Works in: German to English, Dutch to German, English to German, and 3 more.
Related KudoZ points
:
16
free from redemption
source: ROMAIN - dictionary of legal and commercial terms
Peer comment(s):
| neutral |
jarry (X)
: Not a standard English term
12 hrs
|
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